Glossary term
Deductible
Deductible: The amount you pay before collision or comprehensive pays. Higher deductibles lower premiums, with larger dollar savings on Florida's high base rates.
Where this term matters
Guides and entries on this site that use the term.
Guide
Full Coverage Car Insurance in Florida
What full coverage means in Florida, when you need it, how to choose deductibles, and how hurricane season affects comprehensive coverage.
Guide
Car Insurance Discounts in Florida
The discounts Florida insurers commonly offer—telematics, bundling, defensive driving, good student, pay-in-full—and which actually move the premium.
Guide
How to Compare Car Insurance Quotes in Florida
A step-by-step method for comparing Florida car insurance quotes on equal terms: coverage set, PIP options, UM choices, deductibles and fees.
Entry
What Happens If You Are Hit by an Uninsured Driver in Florida?
Learn what covers medical bills and vehicle repairs after an uninsured crash in Florida, including PIP limits, tort rules, and uninsured motorist coverage.
Entry
Senior Driver Car Insurance Discounts in Florida: Requirements and Savings
Florida drivers 55 and older can earn a mandatory 3-year auto insurance discount under state law by completing an approved accident prevention course.