Glossary term
Bodily injury liability (BI)
Bodily injury liability (BI): Coverage that pays for injuries you cause to others. Not required for most Florida drivers, but required after a DUI (100/300) and strongly recommended for everyone.
Where this term matters
Guides and entries on this site that use the term.
Guide
Florida Car Insurance Minimum Requirements
Florida requires $10,000 PIP and $10,000 property damage liability. What that covers, what it leaves out, and why most drivers carry more.
Guide
Uninsured Motorist Coverage in Florida
Why uninsured motorist coverage matters more in Florida than almost anywhere, stacked vs non-stacked UM, and how to choose limits.
Entry
What Happens If You Are Hit by an Uninsured Driver in Florida?
Learn what covers medical bills and vehicle repairs after an uninsured crash in Florida, including PIP limits, tort rules, and uninsured motorist coverage.
Entry
Stacked vs. Non-Stacked UM Insurance in Florida: Differences and Rules
Learn the difference between stacked and non-stacked uninsured motorist coverage in Florida, statutory requirements, costs, and how to choose the right policy.
Entry
Florida PIP 14-Day Rule Explained: Medical Limits and Requirements
Understand Florida's PIP 14-day rule under Fla. Stat. § 627.736, including the $10,000 benefit limit, emergency medical requirements, and filing deadlines.