Glossary term
Property damage liability (PDL)
Property damage liability (PDL): Required Florida coverage that pays for damage you cause to other people's property. The state minimum is $10,000 per accident.
Where this term matters
Guides and entries on this site that use the term.
Guide
Florida Car Insurance Minimum Requirements
Florida requires $10,000 PIP and $10,000 property damage liability. What that covers, what it leaves out, and why most drivers carry more.
Entry
What Happens If You Are Hit by an Uninsured Driver in Florida?
Learn what covers medical bills and vehicle repairs after an uninsured crash in Florida, including PIP limits, tort rules, and uninsured motorist coverage.
Entry
Florida PIP 14-Day Rule Explained: Medical Limits and Requirements
Understand Florida's PIP 14-day rule under Fla. Stat. § 627.736, including the $10,000 benefit limit, emergency medical requirements, and filing deadlines.