Glossary term
Personal injury protection (PIP)
Personal injury protection (PIP): Florida's required no-fault coverage. Pays 80% of your medical expenses and 60% of lost wages after a crash, regardless of fault, up to $10,000.
Where this term matters
Guides and entries on this site that use the term.
Guide
Florida Car Insurance Minimum Requirements
Florida requires $10,000 PIP and $10,000 property damage liability. What that covers, what it leaves out, and why most drivers carry more.
Guide
Florida PIP and No-Fault Insurance Explained
How Florida's no-fault system works, what the $10,000 PIP benefit pays, the 14-day rule, and the permanency threshold for suing.
Guide
How to Compare Car Insurance Quotes in Florida
A step-by-step method for comparing Florida car insurance quotes on equal terms: coverage set, PIP options, UM choices, deductibles and fees.
Entry
What Happens If You Are Hit by an Uninsured Driver in Florida?
Learn what covers medical bills and vehicle repairs after an uninsured crash in Florida, including PIP limits, tort rules, and uninsured motorist coverage.
Entry
Senior Driver Car Insurance Discounts in Florida: Requirements and Savings
Florida drivers 55 and older can earn a mandatory 3-year auto insurance discount under state law by completing an approved accident prevention course.
Entry
Stacked vs. Non-Stacked UM Insurance in Florida: Differences and Rules
Learn the difference between stacked and non-stacked uninsured motorist coverage in Florida, statutory requirements, costs, and how to choose the right policy.
Entry
Florida PIP 14-Day Rule Explained: Medical Limits and Requirements
Understand Florida's PIP 14-day rule under Fla. Stat. § 627.736, including the $10,000 benefit limit, emergency medical requirements, and filing deadlines.