Glossary term
High-risk driver
High-risk driver: An insurer's classification for a driver whose record predicts above-average claims—accidents, violations, a DUI or a coverage lapse.
Where this term matters
Guides and entries on this site that use the term.
Guide
FR-44 Insurance in Florida
Florida's FR-44 requirement after a DUI: 100/300/50 liability limits, three-year duration, how it differs from an SR-22, and how to get one filed.
Guide
High-Risk Car Insurance in Florida
Florida car insurance after tickets, accidents, lapses or a DUI: how non-standard insurers price, FR-44 and SR-22 filings, and how to recover.