Glossary term
Rating factor
Rating factor: Any characteristic an insurer uses to set your premium: territory, age, record, vehicle, mileage, credit-based score, coverage choices.
Where this term matters
Guides and entries on this site that use the term.
Guide
Average Cost of Car Insurance in Florida
Why Florida has some of the highest auto insurance premiums in the country, how costs vary by city and driver, and what moves the number.
Guide
Car Insurance Rates by City in Florida
How car insurance costs differ across Florida cities, from Miami and Fort Lauderdale to Jacksonville, Tampa, Orlando and the Panhandle.