Glossary term
Total loss
Total loss: A vehicle the insurer decides to pay out rather than repair, usually because repair cost approaches its value. Flooded cars are routinely total losses.
Where this term matters
Guides and entries on this site that use the term.
Guide
Car Insurance for Hurricanes and Floods in Florida
Which auto coverage pays for hurricane, storm surge and flood damage in Florida, how binding restrictions work, and how to prepare before a storm.
Entry
What Happens If You Are Hit by an Uninsured Driver in Florida?
Learn what covers medical bills and vehicle repairs after an uninsured crash in Florida, including PIP limits, tort rules, and uninsured motorist coverage.