Best car insuranceFlorida

Change log

Florida Car Insurance Law and Data Updates

Dated changes to the laws and data this site relies on. Law changes are listed on the day they took effect; data entries on the day our tables were rebuilt from the new edition. Every entry links to the source that states it.

  1. Data update ·

    State premium tables rebuilt from NAIC 2019–2023 data

    Our state tables now use the NAIC's 2023 Auto Insurance Database supplement. Countrywide average expenditure per insured vehicle was $1,281.60 in 2023, +14.0% on the year before and +19.2% on 2019. A policy with liability, collision and comprehensive averaged $1,438.46.

    Source: National Association of Insurance Commissioners, 2023 Auto Insurance Database: average premium supplement · See the figures

  2. Data update ·

    Uninsured-driver estimates updated to 2023

    The Insurance Research Council's latest estimate puts uninsured motorists at 15.4% countrywide in 2023, up from 11.6% in 2019. Mississippi is highest at 28.2% and Maine lowest at 5.7%.

    Source: Insurance Information Institute, Facts + Statistics: Uninsured motorists · See the figures

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